Banking Sector Outlook 2025 | Business Redefined

A conversation with Absa Kenya's Director for Consumer Banking, Moses Muthui, looking at the banking sector & strategies likely to play out in 2025. On the agenda:
  • 2025 as the first year for revised core capital requirements
  • Yields & the cost of deposits in the market
  • Global macros & implications for the domestic market
  • Credit risk & loan book expansion
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Episodes
Women in Kenya's tech scene and some of their revolutionary innovations | Business Redefined A conversation with Evelyn Munene, the Product and Marketing Lead at Samsung East Africa, discussing the impact of women in Kenya's tech scene and the groundbreaking innovations they are driving. This includes how these advancements are transforming the landscape, especially in relation to the Samsung S25 series and its AI capabilities. March 7, 2025
Real Estate with Lifestyle Estates | Business Redefined ~ Lifestyle Estates Has Developments In Syokimau, Lavington & Kamiti Corner ~ Lifestyle Estates Has Developed Over 1,800 Housing Units ~ Lifestyle Estates Looks To Venture Into Commercial Property Development March 7, 2025
2025/26 Budget cycle and tax policy | Business Redefined The past few weeks have been eventful in public finance with three key documents tabled in Parliament: 1.    Supplementary Appropriations II (2024/25) 2.    2025 Budget Policy Statement (with some variations between the tabled and uploaded versions) 3.    Medium-term Debt Management Strategy We discuss the 2025/26 budget cycle and tax policy options with Job Kabochi - Partner, Tax & Legal, PWC Kenya March 7, 2025
Kenya's Mobile Telephony Market | Business Redefined A conversation with Ryan Mule, B2B Account Manager at Samsung East Africa, about the role of mobile telephony and the integration of AI technology, particularly in the Samsung S25 series. We discuss how industry players are harnessing AI to push the boundaries of competition. March 7, 2025
The Artificial Intelligence Disruption | Business Redefined A discussion with Moses Kemibaro, a Technology Analyst, on the recent disruptions caused by Artificial Intelligence. We explore the opportunities and challenges that AI brings in today's world. March 7, 2025
Fund Management Strategy 2025 | Business Redefined A special edition of Business Redefined on preparing for retirement with Jubilee Life Insurance COO - Anna Manyara. On the agenda:
  • NSSF's Tier I & II contributions
  • Income replacement
  • Personal pension plans
 March 7, 2025
Embedding AI in Mobile Telephony | Business Redefined A discussion on embedding AI in mobile telephony with Anthony Hutia, Head of Mobile Division in East Africa, focusing on the newly unveiled Galaxy S25. Topics include: - Machine learning and personalized user experiences - Future of smart content creation with AI - AI & security: safeguards vs. hazards - Kenya's National AI Strategy 2025-2030 and its implications - Regional sales forecast March 7, 2025
Banking on MSMEs for 2025 | Business Redefined In 2024, rising interest rates placed Micro, Small & Medium size businesses on the backfoot with majority falling into default as they were unable to keep up with the cost of credit. Kenya's largest bank by asset base, KCB, however, posits that 2025 could be the year when Micro, Small & Medium size businesses rebound & offer a silver lining for lenders looking to significantly grow their loan books. Business Redefined sat down with the Managing Director, Annastacia Kimtai, for insights into this & more January 22, 2025
Economic Fiscal Outlook 2025 | Business Redefined 2025 promises to be an exciting year in Kenya from a fiscal perspective. Among the key issues we are looking forward to:
  • The country's US$3.6 billion programme with the International Monetary Fund lapses in April. What does the road ahead look like? Possibly another funded programme? Is Kenya re-routing itself to a precautionary arrangement with the fund? No successor programme at all?
  • The first tranche of Kenya's 2027 US$900.0M 7.0% coupon eurobond (issue USDXS1843435840) maturity is due this year. It will be a US$300.0M payment. On the whole, external debt service obligations for 2024/25 stand at US$4.56 billion
  • Revenue outturn for 2024/25 was off to a bumpy start after the collapse of Finance Bill 2024. Now that we have the Tax Laws (Amendment) Act 2024 & the Tax Procedures (Amendment) Act 2024, can this be salvaged? Will the US$1.35 billion worth of additional revenue targeted via the two tax laws be realised?
  • With Supplementary Appropriations II 2024/25 in the horizon, will Kenya still maintain the <4.3% fiscal deficit to GDP target in line with the programme with the International Monetary Fund?
 January 18, 2025