Kenya's Banking Sector Update | Business Redefined
What a season for the banking sector.
- The Risk Based Credit Pricing Regime has been overhauled, the market regulator tells us one lender has already submitted its new formula
- The Central Bank has been on an unrelenting unwind of monetary policy, 8 straight cuts with the benchmark at its lowest since Q1/2023
- Profit centers are shifting, conventional banking's funded income core seems to be ceding ground to new engines
Special Report - Loan Pricing Formula Overhaul | Business Redefined
Starting Dec 1st, 2025, Kenya's banking sector ushers in a new regime of interest rate determination as the Risk Based Credit Pricing model is overhauled for all new variable loans. A Special Report on what is changing, how it's changing, why it's changing, what implications this has on the market & whether it really is a game change in monetary transmission.
December 2, 2025
East Africa's Ride Hailing Landscape | Business Redefined
Usage of app-based mobility services has gained traction in Kenya's urban centres. In the taxi industry, this has presented a notable reset as the market adjusts to platform based sourcing of services, an increase in the number operators coupled with an increase in zone coverage. We take a look at this sector covering:
- The regulatory landscape
- Pricing & commission
- Product development & distribution
- Client security
Kenya's Digital Payments Ecosystem | Business Redefined
A conversation with Network International regarding Kenya's & East Africa's Digital Payments Ecosystem.
On the discussion:
- Solving for the micro, small & medium size businesses as far as payments go
- Interoperability across channels & the state of play on frictionless payments
- Three years after the launch of the National QR Code Standard, where are we on that front?
- Security & data protection
Investment Play 2025/26 | Business Redefined
From the listing of the first global equity ETF at the Nairobi Securities Exchange, through the largest corporate bond issuance (Kes 20.0 billion aggregate, Kes 16.76 billion Tranche I) to the structuring of the roads state arrears securitization program, few have commanded the East African corporate actions scene in 2025 like Absa Kenya. We speak to the man steering the team behind all these corporate actions, James Agin, Managing Principal, Corporate & Investment Banking, ABSA Kenya for a front row seat on the 2025 pipeline, the driving factors & also to get a sense of what we can expect in 2026.
November 18, 2025
Banking on Africa | Business Redefined
A sit down with pan-African entrepreneur Tony Elumelu during his latest visit to Nairobi to discuss UBA Group's 'Banking on Africa' white paper & the case for mobilising an estimated US$4.0 trillion worth of domestic capital to fund the continent's infrastructure needs. He tables an emphatic case for Africa's pension funds (~ US$500.0 billion in assets under management) to leave the safe harbour of government paper & deploy this capital in transformative infrastructure projects.
November 17, 2025
Emerging Issues in Retail Banking | Business Redefined
It's the big countdown to Dec 1st as Kenyans anticipate the much awaited transition to a new Risk Based Credit Pricing Model in the banking sector.
We sit down with Stanbic Kenya's Head of Personal & Private Banking, Abraham Ongenge, for a discussion on what this transition means & how it is expected to impact lending. Also on the discussion, evolving trends around retail lending, risk appetite & the deep-seated asset quality question.
November 14, 2025
Alternative Tax Dispute Resolution | Business Redefined
In 2024/25, KRA reported unlocking Kes 15.3 billion following the conclusion of 97 cases through the alternative dispute resolution route.
We take a look at Alternative Tax Dispute Resolution with Janet Lavuna, Associate Director, PWC Kenya
In the discussion:
- What is the design of Kenya's Alternative Tax Dispute Resolution framework?
- Who are the parties involved & what does it entail from start to finish?
- What are the limitations of the Alternative Tax Dispute Resolution process & what recourse exists?
- What are the typical settlement terms in the Alternative Tax Dispute Resolution process?
- Enhanced Tax Compliance Certificates & implications for taxpayers
AI, Data Centres & Kenya's Potential | Business Redefined
Artificial Intelligence is disrupting our day-to-day lives, from commerce & financial services to healthcare & medicine to learning & education.
A discussion with Africa Data Centres CEO, Adil El Youssefi on AI, data centres & Kenya's promise in this revolution.
We will be looking at a raft of issues including Kenya's AI Strategy 2025 - 2030 & the AI-Sustainability nexus.
November 5, 2025
Deepening Pensions & Insurance | Business Redefined
Deepening pensions & insurance coverage in Kenya with Equity Bank's Life Assurance MD, Angela Okinda.
On the discussion:
- Curating products, both pensions & insurance, for Kenya's vast informal economy
- Pensions sector regulatory landscape & the impact of the NSSF Act of 2013
- Pensions sector concentration in fixed income assets & pathways towards diversification
- Insurance industry trends: Loss ratios, gross premiums & the 2.45% penetration rate
- From IFRS4 to IFRS17 & implications for the insurance sector's competitive landscape